Multigenerational families
Addressing the complex needs of wealth transfer and preservation.
Fee-based · Woodbury, New York
Kaz Financial Group plans across investments, tax, estate and risk for multigenerational families, executives, closely held businesses and founders — the situations where those four decisions can't be made separately.
Who we serve
Complexity is the common thread. When ownership, compensation, tax exposure and family all touch the same dollar, the plan has to be built once — not assembled from four opinions.
Addressing the complex needs of wealth transfer and preservation.
Custom strategies for managing substantial incomes and concentrated equity.
Navigating the unique challenges of family enterprises and succession.
Planning for successful exits and legacy preservation.
What we do
Every engagement starts with the plan and works outward. Portfolios, policies and documents are the implementation — never the starting point.
A written plan first. Portfolios built to serve it, rebalanced against goals rather than headlines.
Trusts, titling and beneficiary designations that agree with each other — structured before it's urgent.
Deferred comp, equity awards and concentrated stock, coordinated with everything else you own.
Meetings, mandates and shared language, so the next generation inherits judgment and not just assets.
Turning a balance sheet into a paycheck, with a withdrawal order that respects the tax code.
Insurance and liability review sized to your actual exposure, reviewed as that exposure changes.
Donor-advised funds, charitable trusts and gifting strategies, with the tax work already done.
Decisions made in March instead of discovered in April, in coordination with your CPA.
Short earning windows, long lives after them. Planning built around that specific math.
The horizon
Set a starting position and see the same capital measured against a lifetime, a child's lifetime, and a grandchild's. The shape of the curve is the entire argument for planning early.
Hypothetical illustration only. This tool assumes a constant annual rate of return and contributions made at year-end. It does not reflect any specific investment, and it excludes taxes, fees and inflation. Actual results will vary and are not guaranteed. Past performance does not indicate future results. Nothing here is a recommendation or an offer to buy or sell any security.
How we work
Each stage produces something you keep — a picture, a document, an implemented change, a review calendar.
We map what you own, what you owe, what you've already promised, and what you actually want the money to do.
A written plan across investments, tax, estate and risk — with the trade-offs named rather than buried.
Accounts opened, documents executed and coverage placed, in the order that keeps the tax result intact.
Scheduled reviews, year-round tax coordination, and updates every time the family or the business changes.
The team
Wealth management, tax and estate planning under one roof, so the advice you get in one room doesn't contradict the advice you got in another.
What we hold to
Every client's goals are treated with empathy and taken at face value.
Expert guidance offered so families reach real financial stability.
Transparent, ethical advice — including when the answer is to do nothing.
Strategies co-created with you, your CPA and your attorney.
Clear ownership of recommendations, and follow-through on every one.
Get started
Tell us a little now so the first meeting is spent on your situation instead of paperwork. There's no cost and no obligation.